Affordable Addiction Treatment in Central Texas

Professional addiction treatment is an essential tool for overcoming substance dependence and forging a healthy, sustainable lifestyle. Unfortunately, the nature of addiction can make paying for treatment difficult, and in some cases, seem impossible. Whether you are already having financial difficulties directly or indirectly due to your addiction or are a family member that is reluctant to pay for another course of rehab, we understand your dilemma.

Our ultimate goal is to help men find balance and lasting recovery; the first step is often finding a way to pay for addiction treatment. Our comprehensive insurance guide can help you determine if health insurance will cover some or all of addiction treatment.

Frequently Asked Questions

man on laptop computer reviewing insurance options

Does Insurance Cover Addiction Rehab?

Yes, insurance can cover some or all of addiction rehabilitation and treatment, however, it will depend on a number of factors and the type of insurance. If you aren’t sure or you have any questions, our friendly and knowledgeable team can walk you through the process and help to determine the true cost of addiction treatment.

signing insurance agreement documents

Why We Are Different

Our team is fully licensed and comfortable working with many health insurance companies. Health insurance providers value our individualized recovery plans, and that our team can demonstrate how we address individuals addiction diagnosis. We’re experts in explaining and communicating treatment lengths and modalities to health insurance providers, which helps us effectively demonstrate relevance and value for our treatments and services.

In short, insurance providers will resist subsidizing rehab treatments if they can argue that the services are not effective, beneficial, or relevant. The Last Resort has a proven track record of success in men’s addiction treatment and a strong working relationship with approved insurance providers. This allows us to work smoothly with insurance companies, and get the best benefits available, so that our clients can receive the help that they need.

In-Network Insurance Providers:

  • BCBS
  • Humana
  • Magellan
  • Cigna
  • Aetna
  • Beacon Health
  • First Health
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Out of Network Insurance Options

We believe that all men should have a chance to get professional, effective addiction treatment. Just because your regular insurance doesn’t cover some or all of your treatment doesn’t mean that you are out of options. The Last Resort is proud to offer out of network insurance options: 

  • UHC
  • Optum

If you have any questions about in or out of network insurance coverage, please contact us today! We can help to ensure that you are getting the most out of your health insurance plan or have taken advantage of our out of network options.

Addiction Treatment Covered By Insurance in Texas

We are proudly located in Smithville Texas, less than an hour from the Austin-Bergstrom Airport in Southwest Austin. Whether you are from Central Texas, New York, Alaska, or anywhere in between we are honored to accept men from all over the United States.

Will Insurance Cover Out-of-State Addiction Treatment?

If you have questions about your in or out-of-state insurance and how it may be affected by receiving treatment in Texas, The Last Resort team can help to guide you through the process and ensure that you aren’t missing out on any benefits because of where you live.

US Capitol

Affordable Care Act

As of 2010, the Affordable Care Act (ACA) stated that addiction is no longer considered a pre-existing condition for insurance purposes. The ACA has helped to standardize and normalize a variety of insurance issues, making insurance more easily accessible and opening up more interstate treatment options. This means that it is easier than ever to get health insurance to cover addiction treatment in options in other states. The ACA has allowed The Last Resort to help a larger demographic of clients find help for their addiction.

Additionally, coverage for addiction treatment must now be as complete as it is for any other medical procedure. Some of the services that you can get with these insurance plans include:

  • Addiction evaluation
  • Brief intervention
  • Addiction treatment medication
  • Clinic visits
  • Alcohol and drug testing
  • Home health visits
  • Family counseling
  • Anti-craving medication
  • Equine therapy
  • Exercise and addiction recovery program
  • Nutrition counseling

Covered Services/Treatments

  • Inpatient care in an approved facility
  • Outpatient care with an approved provider
  • Medical detox, including medications
  • Co-occurring mental health conditions
  • Follow-up counseling
  • Maintenance addiction medication

We Can Help You Find a Way to Pay for Rehab

Our mission is to help men live a recovered lifestyle that is healthy and sustainable. However, for many, funding addiction treatment can seem like a difficult or complex task, especially when it comes to getting insurance companies on board. The Last Resort has a compelling track record of success that gives us an advantage over other treatment centers when it comes to working with insurance companies. They trust TLR to provide effective, tailored solutions, which makes them more likely to authorize paying for treatments. We understand how insurance companies work, how to work with them, and how to get the best results for our clients.

Getting started on the insurance process early can help to make things easier, so please don’t hesitate to reach out to our friendly team of insurance experts. We will walk you through step by step and get you or a loved one on the road to recovery!

Frequently Asked Rehab Insurance Questions

What Insurance Paperwork Do I Need to Prepare Before Intake?

All we need is your first and last name, Date of Birth, a front and back copy of your insurance card. If your insurance card is not available, we need the name of the insurance company and member ID to verify benefits details.
Checklist
  • Full Name
  • Date of Birth
  • Front and Back Copy of Insurance Card

In-network vs Out-of-network Rehab

It will depend on the details of the person’s policy. The best way we can help you answer this question is to check your insurance benefits to see what coverage you have available for substance abuse treatment.

Can My Insurance Cover Someone Else’s Rehab Expenses?

If they are a dependent or a member of your policy, then your insurance can potentially cover their treatment. If they are not a member or dependent you may be able to reach out to your employer and have them added.

Will My PPO or HMO Cover Rehab?

The primary differences between the two plans are monthly cost, the size of the plan’s network, and coverage for out of network.

Paying for Rehab with an HMO

Health Maintenance Organization: HMO plans tend to be me more affordable on a month to month basis but have a smaller network of providers for the member to choose from. HMO plans typically do not have out of network benefits and regularly require a referral.

Paying for Rehab with a PPO

Preferred Provider Organization: PPO plans tend to have a slightly higher month to month cost versus HMO policies. They offer a larger network of providers to choose from and do not typically require a referral from the member’s primary care physician.

Do You Accept Medicare or Medicaid?

We are not contracted with Medicaid or Medicare or any supplemental Medicaid or Medicare plans, however, we are happy to help guide you to find the right treatment center. If you have a commercial insurance policy as well as Medicaid or Medicare, please give us a call and we will help you navigate your insurance coverage. We also have financing options available.